Component Calculation Table
Prime Lending Rate of Bank Mayapada
Conducting business conventionally As of 30-Nov-2024

I. Quantitative Disclosure

Data Period Oktober 2024

Non UMKM Loan

UMKM Loan

Mortgage

Non Mortgage

Corporate

Retail

Medium

Small

Micro

Cost of Fund (HPDK) (%)

7,68

Overhead Cost (%)

0,36

1,13

0,20

0,30

0,08

0,05

0,04

Profit Margin (%)

3,00

2,00

5,00

6,00

3,50

Prime Lending Rate (SBDK) (%) (HPDK + Overhead + Margin)

11,00

11,80

9,90

13,00

13,80

11,20

II. Qualitative Disclosure

Category

Definition

Indicator

Corporate

Working capital loans and investment loans for non-MSMEs and non-retail

Total credit plafond > IDR 10 billion

Retail

Working capital loans and investment loans for non-MSMEs and non-corporate

Total credit plafond ≤ IDR 10 billion