Component Calculation Table
Prime Lending Rate of Bank Mayapada
Conducting business conventionally As of 31-Mar-2025

I. Quantitative Disclosure

Data Period Februari 2025

Non UMKM Loan

UMKM Loan

Mortgage

Non Mortgage

Corporate

Retail

Medium

Small

Micro

Cost of Fund (HPDK) (%)

8,18

Overhead Cost (%)

0,02

0,01

0,30

0,00

1,40

Profit Margin (%)

3,00

2,00

5,00

6,00

3,50

Prime Lending Rate (SBDK) (%) (HPDK + Overhead + Margin)

11,20

10,20

13,20

14,50

11,70

13,10

II. Qualitative Disclosure

Category

Definition

Indicator

Corporate

Working capital loans and investment loans for non-MSMEs and non-retail

Total credit plafond > IDR 10 billion

Retail

Working capital loans and investment loans for non-MSMEs and non-corporate

Total credit plafond ≤ IDR 10 billion